Hawaii State Information
Legal Status: Legal
Loan Terms:
- - Maximum Loan Amount: $600 face amount of check
- - Loan Term: Max: 32 days
- - Maximum Finance Rate and Fees: 15% of check
- - Finance Charge for 14-day $100 loan: $17.65
- - APR for 14-day $100 loan: 459%
Debt Limits:
- - Maximum Number of Outstanding Loans at One Time: One
- - Rollovers Permitted: None (cannot refinance or consolidate)
- - Cooling-off Period:
- - Repayment Plan:
Collection Limits:
- - Collection Fees: $20 NSF fee; Check Casher that accepts check passed on insufficient funds not entitled to recover damages
- - Criminal Action: Prohibited
Where to Complain, Get Information:
- - Regulator: Hawaii Department of Commerce and Consumer Affairs
- - Address: (Main Building) United States Post Office Custom House and Court House, 335 Merchant Street, Honolulu, Hawaii 96813
- - Phone: (808) 587-3222
These Hawaii payday loans law are basic information to assist your decision to borrow money. This information may be added or modified or canceled by Hawaii government without prior notice.