Payday Loans Online Service is not a lender and therefore does not make short term loans or credit decisions. We are a loan connecting service where we connect you with a network of lenders around the country who can provide you with quick cash loans regardless of your credit history. accelerated online lending process was created to make it faster and more convenient for borrowers like you to access fast funding. By working with a network of many lenders and advertisers across the nation, we attempt to connect customers with a lender in minutes that can provide the funds they need in minutes. Our loan request process takes everything online – from form submission to lender approval and funding.

You can request online from your home computer or any mobile device. Because the process occurs in real time, it's very fast. If you are connected with a lender you will receive an offer from that lender with the terms and conditions of the loan. If you agree to the terms (you may decline them with No FEE,) and successfully approved, the money could be available for your use as soon as today or the next business day, although this can vary by lender.

How to Get a Fast Payday Loan

The process of deciding that you want to take out a loan and actually receiving the money is fairly quick. We’ll give you a brief rundown of what you’ll need to do to apply and actually get an approval:

  • Assess your financial position. See whether your credit score portrays you as an unreliable borrower. Even though short-term lenders are more flexible about who they approve, having a credit score helps.
  • Find the best lender for your unique needs. You might be in a rush to find the money for an emergency, but it’s not the reason to choose the first lender you come by. Research and compare the terms and make sure you’re dealing with a trustworthy company.
  • Submit the required information and documents. The exact list of documents will vary from lender to lender, as well as the amount of personal data you need to provide. Still, it’s not nearly as much of a headache as dealing with a bank.
  • Finalize the application and send it. Look through the application file to see whether you’ve filled in everything you need. Before submitting, review the requirements from the lender, especially the ones that involve additional fees and penalties.
  • Wait for approval. Usually, you’ll get a response the same day and receive the funds within 24 hours. This allows borrowers to quickly resolve their monetary issues.
  • How to Qualify

    In general, a short-term personal loan is an unsecured loan available to anyone with a regular income source. But there are some specific conditions you need to meet and several factors that affect whether you qualify. Independent lenders have their own individual requirements that must be met. But the common conditions are that you must:

  • 18 years of age or older.
  • Have the place of residence and employment in the United States.
  • Have the same place of employment for the last 90 days.
  • Provide an active bank account with no overdraft.
  • Provide a valid email and phone number.
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.