kashable

Kashable

  • Nov 22, 2021
  • Loans under the Kashable branded Loan Program are made by Cross River Bank, Member FDIC; Blue Ridge Bank, N.A., Member FDIC; or Kashable LLC, NMLS ID 1373339.

Kashable Loan Amounts

Kashable loan amounts range from $250 to $20,000 with loan terms from 6 to 24 months. The APR for Kashable loans ranges from 6% to 35.99%. To qualify for the lowest rate, applicant must have a responsible financial history.

A loan example: A $3000 loan with a finance charge of $267.02, and amount financed of $2,925, repayable in 26 bi-weekly installments, and an interest rate of 12.6% would have an APR of 17.84% and bi-weekly installments of $122.77.

Kashable Loans

Kashable Program for federal employees is available in all 50 states except WV.

Kashable loans are not currently available to active members of the military and/or their dependents.

Kashable loan cannot be used for postsecondary educational expenses such as tuition and fees, books, supplies, miscellaneous personal expenses, room and board, at a covered educational institution.

Low-Cost Loans for Employees

The Kashable employee benefit program is available exclusively to employees. They have designed the program to offer low cost loans with fast approval and funding deposited directly to your bank account.

Does Kashable check your credit?

Yes. Kashable algorithm uses a combination of employment and credit data to underwrite applicants. This means that if you have held your job for a while and have stable wages, Kashable will be able to approve you for a loan even if your credit score is not great.

Does Kashable report to credit bureaus?

Yes. They were report repayment history to credit bureaus. This means that timely repayments may help you build your credit.

How does Kashable determine loan amount and terms?

Kashable algorithm uses a combination of your employment and credit data to determine the loan amount, term, and rate. Kashable goal is to deliver the best possible unsecured loan alternative that is still within your ability to repay.

What information does you need to register and apply for a loan?

You will need an email address and a mobile phone to register. You will also need your Employee ID to verify employment, and your bank account details to tell them where to send the funds. In some cases, They may need a copy of your pay stub or similar confirmations from your payroll system.

Kashable is available in all 50 states except West Virginia.

Mississippi residents - Kashable's office hours at 7125 Getwell Road, Suite 202, Southaven, MS 38672 are by appointment only. All loan applications are completed online only.

New Mexico residents – TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER YOU MAY WRITE OR CALL complaint resolution manager at P.O. Box 4287, New York, NY 10163; (646) 663‑4353; or at [email protected]

Michigan residents: This lender is licensed and regulated by the Michigan Department of Insurance and Financial Services, PO Box 30220, Lansing, MI 48909-7720. To contact the Department by telephone, please call 517-284-8800 or 877-999-6442 (Toll-Free).

More information or you need a loan from Kashable please visit: https://kashable.com/ This is the Financial Wellness for Employees.

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Important Disclosures. Please Read Carefully.

Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.

This website is not an offer to lend. Paydayloanonline.com is not a lender or lending partner and does not make loan or credit decisions. Paydayloanonline.com connects interested persons with a lender or lending partner from its network of approved lenders and lending partners. Paydayloanonline.com does not control and is not responsible for the actions or inactions of any lender or lending partner, is not an agent, representative or broker of any lender or lending partner, and does not endorse any lender or lending partner. Paydayloanonline.com receives compensation from its lenders and lending partners, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless, Paydayloanonline.com’s service is always free to you. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

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The lenders and lending partners you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender or lending partner based on the lender’s or lending partner’s internal policies, underwriting criteria and applicable law. Paydayloanonline.com has no knowledge of or control over the loan terms offered by a lender and lending partner. You are urged to read and understand the terms of any loan offered by any lenders and lending partners and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

Late Payments Hurt Your Credit Score

Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lenders and lending partners immediately and discuss how to handle late payments.